Happy Clients.
Fire insurance claim help from a licensed Newark adjuster with no upfront fees, no hassle, and zero out-of-pocket cost—just a bigger, fairer payout.
Happy Clients.
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When someone calls me after a fire, my first job is to listen. During our initial consultation, I’ll review your insurance policy, answer any immediate questions, and walk you through what to expect. This isn’t a sales pitch — it’s a chance for you to understand your rights and for me to understand your loss.
Next, I visit the property — whether it's a home in Bear or a small business off Main Street in Newark. I document everything: structural damage, smoke infiltration, lost contents, and more. I use photos, reports, and estimates to build a strong case backed by clear evidence.
Once the claim file is complete, I handle the back-and-forth with the insurance company. I negotiate directly with their adjusters to secure a fair and full settlement based on your actual loss — not just what the insurer is willing to offer at first glance. My job isn't done until your payout is in your hands.
If your property in Newark or the surrounding area was damaged by fire, we’re here to step in when the insurance company pushes back. As licensed public adjusters, we specialize in fire and smoke claims — helping homeowners and business owners get properly compensated without the stress of navigating the process alone.
We’ve handled over 150,000 claims nationwide, including dozens right here in Newark neighborhoods like Brookside, Pike Creek, and Bear. Whether it’s a kitchen fire, an attic full of smoke damage, or a total loss, we know what it takes to document your damage, prove your loss, and push for every dollar you’re owed.
You don’t pay us unless we win your claim. No upfront fees, no hourly rates — just expert help focused on getting you the full payout your policy promises.
As a licensed public adjuster with over a decade of experience in Delaware, I’ve guided countless Newark residents through the complex landscape of insurance claims after fire damage. My expertise ensures you receive every dollar you deserve—without the stress of fighting your insurance company alone.
After a fire damages your Newark home, I document everything insurance companies miss—from structural damage to hidden smoke effects. Serving neighborhoods from Brookside to Old Newark, I ensure families receive full compensation to truly rebuild.
When disputes arise over claim values, I navigate Delaware’s appraisal process to break deadlocks. My experience representing Newark property owners ensures fair treatment when insurance companies undervalue your loss.
Newark businesses need swift recovery after fire damage. As your smoke claims adjuster, I handle the complex documentation while you focus on operations. My expertise with local business policies maximizes your settlement and gets doors open faster.
Fire impacts go beyond property damage. I specialize in documenting Newark businesses’ lost revenue and ongoing expenses during recovery, securing the financial resources you need while closed.
As Delaware’s trusted fire claims adjuster, I’ve answered thousands of questions from property owners navigating the aftermath of fire damage. Here are the most common questions Newark residents ask:
After ensuring everyone's safety and the fire department has cleared the scene, your next step should be documenting everything. Before touching anything, take extensive photos and videos of all damage. Then call me—not just your insurance company. As your public adjuster, I work exclusively for you, not the insurance company. While their adjuster looks to minimize payouts, I'll document the true extent of damage, often catching critical issues insurance company adjusters intentionally overlook to save their employer money.
Contact me immediately—ideally within the first 24-48 hours. The sooner I'm involved in your Newark property claim, the better I can document all damage before evidence is disturbed or removed. As your public adjuster, I provide the professional counterbalance to the insurance company's team of experts. Many Delaware homeowners make the costly mistake of waiting until their insurance company's offer seems too low, but by then, critical evidence may be compromised.
Most policies include Additional Living Expense (ALE) coverage, but insurance companies often minimize these payments. As your public adjuster, I've helped hundreds of Newark families secure appropriate temporary housing with all costs covered—whether you need accommodations for weeks or months while your Delaware home is rebuilt. I handle the documentation and negotiation so you receive the full benefits you're entitled to under your policy.
You’ll ALWAYS receive a higher settlement from the insurance company if you use a public adjuster, for the simple reason that your claim will be presented much more favorably and with careful attention to your policy coverage. Typically, the more detailed and complete your claim is, the higher the settlement will be. We go through all the evidence step-by-step, carefully inspect the loss site, and accurately document the damage. Studies have clearly proven, that estimates and inventories compiled by homeowners without the help of the Public Adjuster, are missing lots of important information needed for fair settlement.
The insurance company adjuster or independent claims adjuster are both employed by the insurance company and can’t protect both your interest and the interest of his/her employer at the same time. In fact the insurance company adjuster/independent adjuster specifically work to protect the interest of the insurance company, making every effort to assure the lowest claim settlement possible. A Public Adjuster however, is a State Licensed Insurance Adjuster who works exclusively for you, the policyholder. We are experts in reading the policy fine print, understanding your policy coverage, and the insurance company’s responsibilities, in order to negotiate a fair settlement.
Yes! Many of our clients were told their claim was denied. We simply reopen the loss, negotiate with your insurance company, and insist they pay for viable damages.
Usually, it is not too late. State law allows a few years to file a supplemental claim from the date of loss. If you do not believe you were paid the right amount and would like us to review your claim, please contact us. We will carefully audit and analyze your claim and give you our professional opinion.
We only get involved in claims where our services are needed. Therefore, there is no claim too big or too small. Just give us a call to discuss your claim and we will give you our professional opinion.
The standard fee for public adjusting services is a State mandated percentage of the amount recovered from the insurance company. These fees are regulated by the State Legislature, Insurance Department and are explained in a State approved contract.
NO! It would be a serious violation for any insurance company to discriminate against you in any way for exercising a right given to you by under State Law.
A State Licensed Public Adjuster, is an insurance adjuster who is licensed, certified and regulated by the Department of Insurance in each State to work for the exclusive benefit/interest of the policyholder ONLY.
You should call one immediately after a loss. It is most beneficial for all parties when we are involved at the beginning of the claim development so we can set the tone for the entire process.
When fire devastates your Newark home or business, you need more than just an adjuster—you need a relentless advocate who knows every trick insurance companies use to minimize settlements. That’s why I’ve earned the nickname “The Wolf” throughout Delaware’s insurance industry.
After witnessing countless Newark families receive pennies on the dollar for their fire losses, I founded Fire Claims Adjusters of Delaware with a simple mission: level the playing field between policyholders and insurance giants.
For over a decade, I’ve fought exclusively for Delaware property owners—never insurance companies. From historic homes near the University of Delaware to commercial properties along Kirkwood Highway, I’ve recovered millions in settlements that insurance companies initially denied or severely undervalued.
What sets my approach apart is my comprehensive knowledge of both fire damage assessment and Delaware insurance law. When your adjuster claims smoke damage is “cosmetic,” I document the hidden structural impacts. When they minimize your temporary housing needs, I know exactly which policy provisions to cite.
Every fire claim is personal to me. I personally handle each case from initial documentation through final settlement—you’ll never be passed to junior staff or assistants. And because I work on a contingency basis, I only get paid when you receive a larger settlement than the insurance company initially offered.
Don’t navigate this complex process alone. Call me for a complimentary consultation before signing anything from your insurance company. One conversation could be the difference between rebuilding your life or facing financial devastation after a fire.
"When our Newark home caught fire, the insurance company offered just $97,000—nowhere near enough to rebuild. Zev documented damages they missed, especially smoke in our HVAC system. After his involvement, our settlement jumped to $237,500. Worth every penny for the stress he saved us. Don't face insurance companies alone after a fire!"
Business Owner
"Insurance offered $56K for our kitchen fire. Zev got us $112K—double! He caught smoke damage they 'overlooked' and fought for proper temporary housing costs. Hiring him was the smartest decision we made after the fire."
Owner of Lorem
"Commercial kitchen fire nearly destroyed our restaurant. Insurance was playing games until Zev stepped in. His knowledge of business interruption coverage alone saved our operation. Back open in half the time thanks to proper funding."
Owner of Lorem
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